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Current Loan Rates
PLUS Loans
The rate for all PLUS Loans disbursed between July 1, 1998 and June 30, 2006, is 7.94% for the period July 1, 2006, through June 30, 2007. The interest rate on FFELP PLUS Loans disbursed after July 1, 2006 is set at a fixed rate of 8.50%.

Stafford Loans
All Stafford Loans disbursed between July 1, 1998 and July 1, 2006, that are in repayment will have a rate of 7.14% for the period July 1, 2006 through June 30, 2007. The rate for all Stafford Loans for students in school or in their grace or deferment periods is 6.54% for the same period.

The interest rate on Stafford Loans disbursed after July 1, 2006 is set at a fixed rate of 6.80% for the period July 1, 2006 through June 30, 2007.
Consolidation Loans
The interest rate will be the weighted average of the rates of the loans you consolidate, rounded up to the nearest 1/8%, or 8.25%, whichever is less.

If you consolidate now, you can receive a consolidation loan interest rate as low as 6.625% (depending on the types of loans you carry and when those loans were disbursed.) Additionally, special EdFed borrower benefits can get you a rate as low as 5.375% on your consolidation.

How EdFed Helped others!
The service I received from EdFed was unbeatable in comparison to other lenders. They were highly trained and very friendly. I felt confident that they could help me, and they did. I saved $23,261 on my federal loans. Thank you EdFed!
- Jake K.  Omaha, NE
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Student Loan Consolidation Info - How to Choose the Right Loan Company

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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

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Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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EdFed's products private loans are offered for a student's private education solution. We offer flexible terms, competitive rates, simplified procedures, and a prompt pre-approval credit decision.
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EdFed is a FFELP lender with lender identification number 834241.
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