College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

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Grace period benefits
  • Recent graduates who consolidate while in their grace period (normally within six months of leaving school), can receive a .60% Interest Rate Reduction, which could take your interest rate as low as 6.75% 1
    If you have any questions about federal loan consolidation benefits, please email us or call (800) 821-5659 to talk to an expert loan advisor.


    1. The ultimate interest rate for your consolidation loan is calculated as the weighted average of the interest rates on the loans being consolidated rounded up to the nearest one-eighth of a percent. EdFed and its logo are registered trademarks of EdFed, which reserves the right to modify, expand or discontinue this borrower benefit program or any similar program at any time without notice. Loans disbursed prior to the termination or change date for any borrower benefit will not be affected.


    How EdFed Helped others!
    EdFed made it so easy to consolidate my loans, I called in and had a Federal and a Private consolidation application started and finished in less than 20 minutes, now I have it all taken care of with only one monthly payment.
    - Danielle C.  Seattle, WA
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    CONSOLIDATION NEWS
    Schools Will No Longer Receive Paper FAFSA Forms
    (September 20, 2007)

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