College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Consolidator




Grace period benefits
  • Recent graduates who consolidate while in their grace period (normally within six months of leaving school), can receive a .60% Interest Rate Reduction, which could take your interest rate as low as 6.75% 1
    If you have any questions about federal loan consolidation benefits, please email us or call (800) 821-5659 to talk to an expert loan advisor.


    1. The ultimate interest rate for your consolidation loan is calculated as the weighted average of the interest rates on the loans being consolidated rounded up to the nearest one-eighth of a percent. EdFed and its logo are registered trademarks of EdFed, which reserves the right to modify, expand or discontinue this borrower benefit program or any similar program at any time without notice. Loans disbursed prior to the termination or change date for any borrower benefit will not be affected.


    How EdFed Helped others!
    The Loan Counselor at EdFed has been the MOST helpful person I have EVER spoken to about consolidating my student loans. I can't thank her or EdFed enough. I really am grateful. My current lender refused to help me but EdFed always had my best interests in mind. Again, thanks.
    - Gerald A.  Washington, DC
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    CONSOLIDATION NEWS
    Schools Will No Longer Receive Paper FAFSA Forms
    (September 20, 2007)

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    Forbearance is a temporary postponement or reduction of the payments on your consolidation loan for a period of time due to financial difficulty.
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    Comprehensive List of Schools at which EdFed Assists Students.
    EdFed is a FFELP lender with lender identification number 834241 utilizing Fifth Third Bank as its eligible lender trustee. © Copyright 2008 EdFed. All Rights Reserved.

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