College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

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Grace period benefits
  • Recent graduates who consolidate while in their grace period (normally within six months of leaving school), can receive a .60% Interest Rate Reduction, which could take your interest rate as low as 6.75% 1
    If you have any questions about federal loan consolidation benefits, please email us or call (800) 821-5659 to talk to an expert loan advisor.


    1. The ultimate interest rate for your consolidation loan is calculated as the weighted average of the interest rates on the loans being consolidated rounded up to the nearest one-eighth of a percent. EdFed and its logo are registered trademarks of EdFed, which reserves the right to modify, expand or discontinue this borrower benefit program or any similar program at any time without notice. Loans disbursed prior to the termination or change date for any borrower benefit will not be affected.


    How EdFed Helped others!
    I was about two months away from graduation when I decided to look into consolidation. I called EdFed to see if they could get me started. I was surprised when they told me they would hold my application until my grace period was over, so I wouldn't have to make payments until 6 months after I graduated. Thanks EdFed.
    - Analee L.  Fort Collins, TX
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    Student Loan Consolidation Info - How to Choose the Right Loan Company

    This column is sponsored by Granted, America's top job search engine. The Career Resources column is presented by Granted, America's leading job search engine dedicated to getting people jobs.

    Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

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    CONSOLIDATION NEWS
    Schools Will No Longer Receive Paper FAFSA Forms
    (September 20, 2007)

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    CALCULATORS
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    As a result of the new, higher interest rates, someone with $20,000 in student loans can expect to pay around $5,000 more in added interest over the life of the loan. Borrower benefits can help you reduce your interest rate before you pay these added charges.
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    Comprehensive List of Schools at which EdFed Assists Students.
    EdFed is a FFELP lender with lender identification number 834241.
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