College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

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Grace period benefits
  • Recent graduates who consolidate while in their grace period (normally within six months of leaving school), can receive a .60% Interest Rate Reduction, which could take your interest rate as low as 6.75% 1
    If you have any questions about federal loan consolidation benefits, please email us or call (800) 821-5659 to talk to an expert loan advisor.

    1. The ultimate interest rate for your consolidation loan is calculated as the weighted average of the interest rates on the loans being consolidated rounded up to the nearest one-eighth of a percent. EdFed and its logo are registered trademarks of EdFed, which reserves the right to modify, expand or discontinue this borrower benefit program or any similar program at any time without notice. Loans disbursed prior to the termination or change date for any borrower benefit will not be affected.

    How EdFed Helped others!
    Thank you for your help deciphering the code that is student loans. I was totally lost until I talked to one of your Loan Representatives, They were very helpful and saved me $254.77 a month on my private student loans. Thank you so much EdFed.
    - Robert K.  South Bend, IN
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    Student Loan Consolidation Info - How to Choose the Right Loan Company

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    Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

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    Schools Will No Longer Receive Paper FAFSA Forms
    (September 20, 2007)

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    You can complete your application for consolidation online or over the phone in minutes; our consolidation specialists will be able to answer any questions you may have about the consolidation process.
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    Comprehensive List of Schools at which EdFed Assists Students.
    EdFed is a FFELP lender with lender identification number 834241.
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