College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Provider




What is a deferment?

It is a condition granted by your lender. The lender may postpone making payments on your loan under certain conditions. To request a deferment from EdFed, please call us at (800) 821-5659.

However, you will have to pay the interest charged on all other federally-guaranteed student loans during a deferment period. Either pay the interest as it accrues or allow it to accumulate and be capitalized when the deferment period ends.


If you have any questions about the federal loan consolidation process, please email us or call (800) 821-5659 to talk to an expert loan advisor.


How EdFed Helped others!
The bottom line is EdFed saved me thousands of dollars on my federal student loans. I had already consolidated most of my federal loans through another company, and I thought I was done. I didn't realize I needed to do another consolidation until my Loan Specialist at EdFed explained my interest rates and their borrower benefits. I knew I couldn't go wrong by choosing EdFed. Their payment incentives will save me over $30,000 on my federal student loans. Thank you EdFed.
- Mark W.  San Antonio, TX
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CONSOLIDATION NEWS
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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Lowering your monthly payments helps to protect you in case your financial situation changes. Even if you are not having any trouble with your payments now, who knows what the future will bring?
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