Federal Loan Consolidation Deferment , Federal Student Loans, Federal Direct Loans at Edfed

America's Top Student Loan Provider

What is a deferment?

It is a condition granted by your lender. The lender may postpone making payments on your loan under certain conditions. To request a deferment from EdFed, please call us at (800) 821-5659.

However, you will have to pay the interest charged on all other federally-guaranteed student loans during a deferment period. Either pay the interest as it accrues or allow it to accumulate and be capitalized when the deferment period ends.

If you have any questions about the federal loan consolidation process, please email us or call (800) 821-5659 to talk to an expert loan advisor.

How EdFed Helped others!

I recently did a consolidation for my son, who is attending medical school. The representatives that I spoke with were extremely helpful. They explained every step in the consolidation process in detail so that I had no questions. They were also very efficient in following up with me.
- Charlene W. St. Paul, MN

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CONSOLIDATION NEWS

	Schools Will No Longer Receive Paper FAFSA Forms (September 20, 2007)
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		You keep your low consolidation interest rate for the life of your loan, so you never have to worry about your rate going up in the future.

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