Federal Loan Consolidation Deferment , Federal Student Loans, Federal Direct Loans at Edfed

America's Top Student Loan Provider

What is a deferment?

It is a condition granted by your lender. The lender may postpone making payments on your loan under certain conditions. To request a deferment from EdFed, please call us at (800) 821-5659.

However, you will have to pay the interest charged on all other federally-guaranteed student loans during a deferment period. Either pay the interest as it accrues or allow it to accumulate and be capitalized when the deferment period ends.

If you have any questions about the federal loan consolidation process, please email us or call (800) 821-5659 to talk to an expert loan advisor.

How EdFed Helped others!

Thank you EdFed, for keeping on top of things and for the one-on-one care!
- Eva R. St. Louis, MO

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CONSOLIDATION NEWS

	Schools Will No Longer Receive Paper FAFSA Forms (September 20, 2007)
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		Our Select 2/Graduated Payments repayment option allows for interest-only payments for the first 2 years of repayment. In the third year, payments increase to level installments of principal and interest payments for the remaining term of the loan.

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