To be eligible for a federal consolidation loan you must:
Have $20,000 or more in Federal Loans
Not be currently in default on a Federal student loan.
The following Federal Loans are eligible for consolidation:
SS - Subsidized Federal Stafford Loans & Guaranteed Student Loans (GSL)
DSS - Direct Subsidized Stafford Loans
DUS - Direct Unsubsidized Stafford Loans
DPLUS - Direct PLUS Loans
DUCON - Direct Unsubsidized Consolidation Loan, including Direct PLUS Consolidation Loans
US - Unsubsidized and Nonsubsidized Federal Stafford Loans
NSL - Federal Nursing Loans
HEAL
PERK - Federal Perkins Loans, formerly Nations Defense/National Direct Student Loans (NDSL)
PLUS - Federal PLUS (Parent) Loans
SCON - Subsidized Federal Consolidation Loans
UCON- Unsubsidized Federal Consolidation Loans
SLS - Federal Supplemental Loans for Students (formerly Auxiliary Loans to Assist Students (ALAS) and Student PLUS Loans)
Call to talk to an expert loan advisor at (800) 821-5659 or email us if you have any queries about federal loan consolidation eligibility or details about your own loans.
How EdFed Helped others!
The first time I called in I spoke with a loan consultant immediately. The representative that I spoke with was knowledgeable and able to answer all of my questions. He took me through each step of the application and explained all of the details. He was extremely friendly and I thank him deeply for helping me through the consolidation process. - Greg M. , NC