College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Provider

Condition of forbearance allows you to reduce your payment amount, extend repayment term, or temporarily stop making payments altogether. This is assigned by your lender or servicer, if you are having difficulty making your payments. For more information or to request forbearance, call EdFed at (800) 821-5659. Note, you will remain liable for the interest that accrues on the loan during the forbearance period.

Requesting a loan forbearance
Though forbearances are granted by your lender or servicer, conditions which act as reasons for requesting forbearance include:
  • Having a monthly debt burden for Title IV loans that collectively equal or exceed 20% of total monthly gross income.
  • Qualification for partial repayment of loans under the Student Loan Repayment Program, as administered by the Department of Defense.
  • Service in a national service position for which you receive a national service education award under the National and Community Service Trust Act of 1993.
  • Serving in a medical or dental internship or residency program, if you meet certain criteria.

If you have any questions about the federal loan consolidation process, please email us or call (800) 821-5659 to talk to an expert loan advisor.

How EdFed Helped others!
The service I received from EdFed was unbeatable in comparison to other lenders. They were highly trained and very friendly. I felt confident that they could help me, and they did. I saved $23,261 on my federal loans. Thank you EdFed.
- Jake K.  Omaha, NE
* Your Name: * Your E-mail Address:

We respect your privacy.
* Your Friend's name: * Your Friend's E-mail address:
Include a Message:
+ Privacy Policy
(800) 821-5659

Student Loan Consolidation Info - How to Choose the Right Loan Company

This column is sponsored by Granted, America's top job search engine. The Career Resources column is presented by Granted, America's leading job search engine dedicated to getting people jobs.

Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

read more
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

news desk
Stafford Loan Payment Calculator
PLUS Loan Payment Calculator
Loan Consolidation Payment Calculator
Federal Loan Consolidation
Borrower Benefits
The Process
The Payment options
Tax Benefits
Payment Calculator
Federal loan consolidations are guaranteed by the government, and they carry the same protections and benefits as your federal student loans.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
© Copyright 2021 EdFed. All Rights Reserved.

Home · About Us · Contact Us · News · Sitemap
Career Advice · Tell a Friend · Privacy Policy · Resume Service
Resume Distribution Service · Post Resume · Job Search Course
Sign up for the latest news on student loans.
Email Address:
+ Most Recent Newsletter
+ Newsletter Archives