Federal Loan Consolidation Forbearance, Federal Loans, Request Loan Forbearance

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Condition of forbearance allows you to reduce your payment amount, extend repayment term, or temporarily stop making payments altogether. This is assigned by your lender or servicer, if you are having difficulty making your payments. For more information or to request forbearance, call EdFed at (800) 821-5659. Note, you will remain liable for the interest that accrues on the loan during the forbearance period.

Requesting a loan forbearance
Though forbearances are granted by your lender or servicer, conditions which act as reasons for requesting forbearance include:

Having a monthly debt burden for Title IV loans that collectively equal or exceed 20% of total monthly gross income.
Qualification for partial repayment of loans under the Student Loan Repayment Program, as administered by the Department of Defense.
Service in a national service position for which you receive a national service education award under the National and Community Service Trust Act of 1993.
Serving in a medical or dental internship or residency program, if you meet certain criteria.

If you have any questions about the federal loan consolidation process, please email us or call (800) 821-5659 to talk to an expert loan advisor.

How EdFed Helped others!

Working toward graduation was hard enouph for me. When I heard about consolidation I thought it was just one more thing on my list of things to do. EdFed made it easy for me when I got some information in the mail. I called in and had my application filled in and signed in 15 minutes. That's less ime than it takes me to walk to class!
- Ryan P. New York, NY

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CONSOLIDATION NEWS

	Schools Will No Longer Receive Paper FAFSA Forms (September 20, 2007)
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		You can always pay more than your scheduled payment on consolidation loans, and thus pay off your loan early without risk of ever being assessed a fee.

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		EdFed is a FFELP lender with lender identification number 834241 utilizing Fifth Third Bank as its eligible lender trustee. © Copyright 2008 EdFed. All Rights Reserved. Home · About Us · Contact Us · News · Tell a Friend · Sitemap · Privacy Policy

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