College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Provider

Student loan consolidation is now made much simpler with Edfed. Lock in rates and begin your savings.

Federal loan consolidation process is simple:

1. You can apply in minutes!
Applying online does not take time with online application and e-signature capabilities. You may also call us at (800) 821-5659. Our expert will assist you in completing the application.

2. Set your interest rate
The weighted average of all the loans you are consolidating is calculated, which results in a fixed rate which is as low as 6.75%.

3. Receive borrower benefits
Recent graduates consolidating while in their grace period, (normally within six months of leaving school), receive a .60% Interest Rate Reduction, which could take your interest rate to as low as 6.75%.

4. Begin processing of consolidation loan
Upon receipt of your completed and signed application we will begin processing your consolidation loan. We will contact the lenders currently holding your existing loans and request your payoff information. You must continue making your monthly payments until you receive your EdFed consolidation loan.

5. Begin repayment
You will be notified by servicer once your loan is complete. Your new payments will begin approximately 30 days from the date your consolidation is complete.

6. Need help?
Feel free to contact EdFed with any questions, at
(800) 821-5659.

For any questions about the federal loan consolidation process, email us or call (800) 821-5659.

How EdFed Helped others!
Thanks for taking such consistently fine care of me on the consolidation process.
- Jason C.  Richmond, VA
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Student Loan Consolidation Info - How to Choose the Right Loan Company

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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

read more
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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Borrower Benefits
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Consolidation can improve your credit rating to help you qualify for mortgages and other major loans.
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EdFed is a FFELP lender with lender identification number 834241.
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