College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Provider

For those individuals who are thinking about attending college or graduate school, there are many things to consider. From which school to attend to deadlines, one must devote lot of time and energy to this endeavor. The price tag of course weighs heavily on one's decision to attend this or that school and even whether to attend at all. With the average cost of tuition, fees, room and board being $29,026 at four-year private colleges and universities, and $12,127 at four-year public colleges and universities,1 the cost of attendance is sure to cause a moment of pause and even dissuade one from attending. Graduate or professional school can cost even more. However, the cost of attendance is not the only thing to consider. Rather than focusing on the present or even immediate future, that is, paying the costs of college or graduate school tuition, one should bear in mind the benefits of investing so much into higher education.

Many individuals are aware of the fact that higher education greatly increases career and financial opportunities. A college or graduate degree vastly improves one's chances of achieving goals than a high school diploma. In fact, merely having a high school diploma significantly limits one's prospects. A college or graduate degree will open doors and provide you with the tools necessary to make your dreams of upward mobility a reality.

Aside from the social leverage one can wield by holding a college diploma or advanced degree, the monetary potentials far outweigh the initial investment. The graph below demonstrates this point. Listed are the median annual incomes according to level of education. Another piece of insightful information is the percentage of individuals holding each type of degree who are unemployed.

Click for a larger image

As you can see, the benefits of a higher education are twofold. First, the higher the level of education an individual has, the higher the annual income she or he earns. Second, an individual lowers their risk of unemployment by obtaining a higher education degree. So think of it this way: Even if you end up with a high amount of debt after you graduate, you'll earn that back in just a couple of years.

Remember, anything you invest in higher education now will give you a huge return in more ways than one.

1: Average cost in 2005-6. Source:

The Federal Student Loan Program Helps Student Succeeds

How EdFed Helped others!
The first time I called in I spoke with a loan consultant immediately. The representative that I spoke with was knowledgeable and able to answer all of my questions. He took me through each step of the application and explained all of the details. He was extremely friendly and I thank him deeply for helping me through the consolidation process.
- Greg M.  , NC
* Your Name: * Your E-mail Address:

We respect your privacy.
* Your Friend's name: * Your Friend's E-mail address:
Include a Message:
+ Privacy Policy
(800) 821-5659

Student Loan Consolidation Info - How to Choose the Right Loan Company

This column is sponsored by Granted, America's top job search engine. The Career Resources column is presented by Granted, America's leading job search engine dedicated to getting people jobs.

Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

read more
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

news desk
Stafford Loan Payment Calculator
PLUS Loan Payment Calculator
Loan Consolidation Payment Calculator
Glossary of Terms
Loan Comparison Chart
Scholarship Search
One reason why borrowers fail to begin a federal loan consolidation application is that they are afraid they will not qualify. You need not worry; there are no credit checks or income verifications for our consolidation loans.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
© Copyright 2021 EdFed. All Rights Reserved.

Home · About Us · Contact Us · News · Sitemap
Career Advice · Tell a Friend · Privacy Policy · Resume Service
Resume Distribution Service · Post Resume · Job Search Course
Sign up for the latest news on student loans.
Email Address:
+ Most Recent Newsletter
+ Newsletter Archives