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8,000 programs with a distribution level of over 150,000 awards for undergraduate and postgraduate students worth a total of more than $35 million is what EdFed's comprehensive scholarship database contains. It also includes student loan forgiveness programs for those who have graduated from college and need alternatives for repayment.

NJCLASS Loans (New Jersey College Loans to Assist State Students)
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Scholarship Summary
Amount Minimum: $500, Maximum award: difference between a
Award Type Loan
Requirements Undergraduate and graduate students or parent(s), legal guardian, spouse or relative may borrow for each student per academic year. New Jersey students must be enrolled at least half-time, at an approved school in New Jersey or outside of New Jersey. Out-of-state students must be enrolled at an approved New Jersey school. Applicants must be citizens or eligible non-citizens of the United States for at least six months prior to filing an application. Students also must be making satisfactory progress towards a degree.
Eligibility Freshman, Sophomore, Junior, Senior, 5th year in s
Additional Info
Award Statistics
Number of awards granted each year 0
Number of app. received last year 0
Percentage of applicants awarded 0%
Award Features
Award is school-specific FALSE
Award must be repaid Yes
Award is renewable Yes
Award is granted every year Yes
Specific major or program required No
Important Information
Program Required No
Contact Info
Organization: New Jersey Higher Education Student Assistance Authority
Title: Assistant Director-Student Information Services
City/State/Zip: - -

NJCLASS Loans (New Jersey College Loans to Assist State Students) - Add Review
Add Review* :  
Reviewed By :    Date : 2011-11-14 17:07:59
Rating :

Seriously, you will be paying forever. They have been giving me incorrect
billing statements, calculating my interest wrong on multiple occasions. Not to
mention that my interest is PER DAY. It is impossible to get someone on the
phone, and when you finally do (after 2 hours between 9 and 5 only) you get an
girl with a bad attitude who says its "not her problem" and hangs up
the phone. You would have better luck with a loan shark.

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How EdFed Helped others!
EdFed helped me out a lot! My student loan balance was not as high as most of my friends, so I didn't even know if consolidating would be worth my time. The loan counselors at EdFed really explained the benefits of consolidating and took the time to do a comparison of my total loan costs with and without consolidating. Even though my loan balance was not large, my monthly payments were reduced by almost 50% through my EdFed loan consolidation! This provided a lot of relief. Now, I know I can make my student loan payments, and I still have plenty of money to do the things I want to. Thank you, EdFed, for walking me through this process.
- Rochelle G.  Chicago, IL
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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

read more
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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