College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

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8,000 programs with a distribution level of over 150,000 awards for undergraduate and postgraduate students worth a total of more than $35 million is what EdFed's comprehensive scholarship database contains. It also includes student loan forgiveness programs for those who have graduated from college and need alternatives for repayment.

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Scholarship Summary
Amount Up to $2,000 annually, non-renewable.
Requirements Must be a domestic student in the U.S.; This is an undergraduate award.; Must be a U.S. citizen or a qualifying non-citizen.; Must enroll part time for at least three but less than twelve semester hours per semester OR four but less than eight semester hours per trimester. All applicants must have a tuition charge of $100 or more per year.; Must enroll in an approved undergraduate degree program or registered certificate program at a degree-granting institution in New York state.; Must be a legal resident of New York.; The applicant must meet one of the following income requirements: if the applicant was eligible to be claimed as a tax dependent by his/her parents, family New York state NET taxable income must be $50,550 or lower to qualify for an award (family income includes the applicant's and parents' income); if the applicant was not eligible to be claimed by his/her parents as a tax dependent, his/her New York state NET taxable income (including spouse's income) must be $34,250 or lower to qualify for an award (the spouse's income must be included if they were married on or before Dec. 31 of the previous calendar year); or if the applicant was not eligible to be claimed by his/her parents but was eligible to claim tax dependents other than self and/or spouse, New York state NET taxable income (including spouse's income) must be $50,550 or lower to qualify for an award (the spouse's income must be included if they were married on or before Dec. 31 of the previous calendar year).; Must be a high school graduate, or receive the equivalent of a high school certificate, or receive a passing grade on a federally approved examination if receiving a state-sponsored award for the first time.; Must have achieved a cumulative 'C' average or higher after having received the equivalent of two full years of payment of state-sponsored student financial aid.
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Organization: New York State Higher Education Services Corporation
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How EdFed Helped others!
When I first contacted EdFed, I knew nothing about consolidation. All I knew is that there was a deadline. The customer service representatives at EdFed were able to explain everything to me in terms that I could understand. I owe a substantial amount of money in student loans, and I didn't even know who my lenders were. EdFed was able to compile this information for me, calculated my low fixed interest rate, and explain their money saving benefits. Other lenders weren't even accepting phone calls prior to the deadline! Thank you for taking the time to go over my consolidation with me.
- Maya T.  Dallas, TX
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Student Loan Consolidation Info - How to Choose the Right Loan Company

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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

read more
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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