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Do I qualify for a PLUS Loan?

As a parent, you should:
  • Provide a valid Social Security Number
  • Pass a credit check
  • Either be a natural, or step or adoptive parent of a dependent undergraduate student
  • Be a citizen of the U.S. or eligible non-citizen



  • Does my child qualify for a PLUS loan?

    Your child must:
  • Be less than 24 years
  • Be a citizen of the U.S. or an eligible non-citizen
  • Be an undergraduate student who attends school at least half-time
  • Be an undergraduate student who is attending school at least half-time
  • Be unmarried
  • Not have any dependents
  • Have a valid Social Security Number


  • For any queries on PLUS Loans, please email us or call us at (800) 821-5659 to talk to an expert loan advisor.


    How EdFed Helped others!
    Thank you. I was really lost on the whole thing, and with my loan right around the corner I was getting worried. I'm really glad you decided to step in and help me out the way you did, Thanks again!
    - Terry S.  Salt Lake, UT
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    CONSOLIDATION NEWS
    Schools Will No Longer Receive Paper FAFSA Forms
    (September 20, 2007)

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    EdFed is a FFELP lender with lender identification number 834241.
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