College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Provider




Do I qualify for a PLUS Loan?

As a parent, you should:
  • Provide a valid Social Security Number
  • Pass a credit check
  • Either be a natural, or step or adoptive parent of a dependent undergraduate student
  • Be a citizen of the U.S. or eligible non-citizen



  • Does my child qualify for a PLUS loan?

    Your child must:
  • Be less than 24 years
  • Be a citizen of the U.S. or an eligible non-citizen
  • Be an undergraduate student who attends school at least half-time
  • Be an undergraduate student who is attending school at least half-time
  • Be unmarried
  • Not have any dependents
  • Have a valid Social Security Number


  • For any queries on PLUS Loans, please email us or call us at (800) 821-5659 to talk to an expert loan advisor.


    How EdFed Helped others!
    Thank you so much for your quick action EdFed! I was worried about consolidating my loans in a timely manner and you guys handled things very efficiently. I will recommend you to all of my friends.
    - Sheryl C.  Grand Rapids, MI
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    CONSOLIDATION NEWS
    Schools Will No Longer Receive Paper FAFSA Forms
    (September 20, 2007)

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    The fixed interest rate for a consolidation loan is based on the weighted average of the interest rates of the loans being consolidated, rounded up to the nearest one-eighth of a percentage point.
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    EdFed is a FFELP lender with lender identification number 834241.
    © Copyright 2010 EdFed. All Rights Reserved.

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