College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

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PLUS loans are available to two groups: parents of undergraduate students and graduate or professional students. The loan's maximum amount is variable and can be increased to cover up to 100 percent of the cost of attendance. It is a cost-effective alternative to using retirement accounts, income, savings, or home equity loans to fund your or your child's education.

Benefits of a PLUS Loan with EdFed :
  • Many borrowers prefer the PLUS Loan for its favorable repayment terms with low interest rates. You can borrow up to 100 percent of the cost of college at an 8.5-percent interest rate.
  • Applying for a PLUS loan is completely free.
  • While the student is enrolled, no payment is required.
  • If you have any economic difficulty, you can postpone repayment for up to three years.
  • The EdFed Second Chance program takes positive, proactive steps to work with borrowers who are initially denied a PLUS Loan. Through the Second Chance program, most borrowers are eventually found eligible to receive a loan.
  • Depending on what school the student attends, you may not be charged an origination fee.

Please contact our loan advisor if you have any queries on (800) 821-5659.

Attention North Dakota residents:
We are not able to pursue lending relationships with that state. We advise you to contact your current lender for student loan products and services.


How EdFed Helped others!
The first time I called in I spoke with a loan consultant immediately. The service and help I received was incomparable. The representative that I spoke with was knowledgeable and able to answer all of my questions. She even took me through each step of the application. She was extremely friendly and I thank her deeply for helping me through the consolidation process.
- Jenna D.  Santa Fe, NM
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Student Loan Consolidation Info - How to Choose the Right Loan Company

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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

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CONSOLIDATION NEWS
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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It is very important that you choose your consolidation lender carefully, because you will have a relationship with that lender for years to come.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
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