College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Consolidator




PLUS loans are available to two groups: parents of undergraduate students and graduate or professional students. The loan's maximum amount is variable and can be increased to cover up to 100 percent of the cost of attendance. It is a cost-effective alternative to using retirement accounts, income, savings, or home equity loans to fund your or your child's education.

Benefits of a PLUS Loan with EdFed :
  • Many borrowers prefer the PLUS Loan for its favorable repayment terms with low interest rates. You can borrow up to 100 percent of the cost of college at an 8.5-percent interest rate.
  • Applying for a PLUS loan is completely free.
  • While the student is enrolled, no payment is required.
  • If you have any economic difficulty, you can postpone repayment for up to three years.
  • The EdFed Second Chance program takes positive, proactive steps to work with borrowers who are initially denied a PLUS Loan. Through the Second Chance program, most borrowers are eventually found eligible to receive a loan.
  • Depending on what school the student attends, you may not be charged an origination fee.

Please contact our loan advisor if you have any queries on (800) 821-5659.

Attention North Dakota residents:
We are not able to pursue lending relationships with that state. We advise you to contact your current lender for student loan products and services.


How EdFed Helped others!
EdFed reduced my interest rate by a substantial amount. I can rest assured knowing that the rising of interest rates will not affect me. I am satisfied to say that they saved me $231 on my monthly payments and I would definitely recommend them to anyone looking to consolidate their loans.
- Clint W.  New Orleans, LA
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CONSOLIDATION NEWS
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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Student loan consolidation is the first step towards a secure and prosperous financial future. You can invest the money you save in interest each month, or use it to pay off other debts.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241 utilizing Fifth Third Bank as its eligible lender trustee. © Copyright 2008 EdFed. All Rights Reserved.

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