College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Provider

PLUS loans are available to two groups: parents of undergraduate students and graduate or professional students. The loan's maximum amount is variable and can be increased to cover up to 100 percent of the cost of attendance. It is a cost-effective alternative to using retirement accounts, income, savings, or home equity loans to fund your or your child's education.

Benefits of a PLUS Loan with EdFed :
  • Many borrowers prefer the PLUS Loan for its favorable repayment terms with low interest rates. You can borrow up to 100 percent of the cost of college at an 8.5-percent interest rate.
  • Applying for a PLUS loan is completely free.
  • While the student is enrolled, no payment is required.
  • If you have any economic difficulty, you can postpone repayment for up to three years.
  • The EdFed Second Chance program takes positive, proactive steps to work with borrowers who are initially denied a PLUS Loan. Through the Second Chance program, most borrowers are eventually found eligible to receive a loan.
  • Depending on what school the student attends, you may not be charged an origination fee.

Please contact our loan advisor if you have any queries on (800) 821-5659.

Attention North Dakota residents:
We are not able to pursue lending relationships with that state. We advise you to contact your current lender for student loan products and services.

How EdFed Helped others!
I really admire the entire EdFed organization along with their loan counselors and customer service representatives. Very professional and a tremendous help.
- Don W.  Las Vegas, NV
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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

read more
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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If you run into a period of financial difficulty, federal consolidation loans generally qualify for periods of deferment or forbearance until your financial situation improves.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
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