Plus Loans, Federal Plus Student Loans, Parent Plus Loan, Plus Loan Consolidation

America's Top Student Loan Provider

PLUS loans are available to two groups: parents of undergraduate students and graduate or professional students. The loan's maximum amount is variable and can be increased to cover up to 100 percent of the cost of attendance. It is a cost-effective alternative to using retirement accounts, income, savings, or home equity loans to fund your or your child's education.

Benefits of a PLUS Loan with EdFed :

Many borrowers prefer the PLUS Loan for its favorable repayment terms with low interest rates. You can borrow up to 100 percent of the cost of college at an 8.5-percent interest rate.
Applying for a PLUS loan is completely free.
While the student is enrolled, no payment is required.
If you have any economic difficulty, you can postpone repayment for up to three years.
The EdFed Second Chance program takes positive, proactive steps to work with borrowers who are initially denied a PLUS Loan. Through the Second Chance program, most borrowers are eventually found eligible to receive a loan.
Depending on what school the student attends, you may not be charged an origination fee.

Please contact our loan advisor if you have any queries on (800) 821-5659.

Attention North Dakota residents:
We are not able to pursue lending relationships with that state. We advise you to contact your current lender for student loan products and services.

How EdFed Helped others!

By consolidating through EdFed, I locked in my current low interest rate, beating the rising rates. Then they went one step further and reduced it an additional 1.25% through their exclusive benefits. EdFed is the lender that takes consolidation one step further.
- Jamal B. Atlanta, GA

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CONSOLIDATION NEWS

	Schools Will No Longer Receive Paper FAFSA Forms (September 20, 2007)
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		Federal loan consolidations are guaranteed by the government, and they carry the same protections and benefits as your federal student loans.

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