College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Provider




At EdFed, it gets simpler to understand your loan options. We help you understand the process.

Here’s how the PLUS Loan process works:

1. Complete the FAFSA
Though it is not essential, but we suggest you complete the Free Application for Federal Student Aid (FAFSA) before you apply for PLUS loan.


2. Conduct a No-Obligation Credit Check with us
An immediate no-obligation credit check is done at EdFed to check whether you qualify for the PLUS Loan program. Apply online or take the guidance of Education Finance Specialist at (800) 821-5659.


3. Secure your Pre-Approval
EdFed Second Chance Program helps you understand why the approval was not granted initially and also suggest ways to resolve any credit issues.


4. Complete your application and receive your funds
The loan application is submitted after the pre-approval. It is then certified by the school's Financial Aid Office and forwarded to the Disbursing Agent for final approval, guarantee and disbursement. The loan funds are generally received at the beginning of each school term.


5. Call us!
For any queries that you may have throughout the PLUS Loan process, you can contact our expert loan specialists. For any questions please email us or call (800) 821-5659.


If you have any questions about PLUS Loans, please email us or call (800) 821-5659 to talk to an expert loan advisor.


How EdFed Helped others!
I contacted several lenders while I was looking for a company to consolidate my federal loans. I heard all of the sales pitches. What it really boils down to, through, was who could save me the most money. Edfed is the only lender who would guarantee my borrower benefits. All of the other lenders had provisions allowing them to take my 1%interest reduction away even after I earned it. On my consolidation, the 1% reduction will save me almost $18,000, with EdFed, I know I will get the savings. EdFed beats the competition hands down.
- John F.  Albany, NY
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CONSOLIDATION NEWS
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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Federal loan consolidation can help ease your financial burden by lowering your monthly payments and helping you keep more cash in your pocket.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
© Copyright 2012 EdFed. All Rights Reserved.

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