Plus Loan Process, Plus Loan Borrowing Process, Federal Student Aid Application

America's Top Student Loan Provider

At EdFed, it gets simpler to understand your loan options. We help you understand the process.

Here’s how the PLUS Loan process works:

1. Complete the FAFSA
Though it is not essential, but we suggest you complete the Free Application for Federal Student Aid (FAFSA) before you apply for PLUS loan.

2. Conduct a No-Obligation Credit Check with us
An immediate no-obligation credit check is done at EdFed to check whether you qualify for the PLUS Loan program. Apply online or take the guidance of Education Finance Specialist at (800) 821-5659.

3. Secure your Pre-Approval
EdFed Second Chance Program helps you understand why the approval was not granted initially and also suggest ways to resolve any credit issues.

4. Complete your application and receive your funds
The loan application is submitted after the pre-approval. It is then certified by the school's Financial Aid Office and forwarded to the Disbursing Agent for final approval, guarantee and disbursement. The loan funds are generally received at the beginning of each school term.

5. Call us!
For any queries that you may have throughout the PLUS Loan process, you can contact our expert loan specialists. For any questions please email us or call (800) 821-5659.

If you have any questions about PLUS Loans, please email us or call (800) 821-5659 to talk to an expert loan advisor.

How EdFed Helped others!

The service I received from EdFed was unbeatable in comparison to other lenders. They were highly trained and very friendly. I felt confident that they could help me, and they did. I saved $23,261 on my federal loans. Thank you EdFed.
- Jake K. Omaha, NE

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CONSOLIDATION NEWS

	Schools Will No Longer Receive Paper FAFSA Forms (September 20, 2007)
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		The federal student loan consolidation program is intended to help students better manage their loans. Because getting higher education is expensive and millions of students rely on student loans to finance their education, federal loan consolidation provides a break for graduates with debt.

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