College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Provider

At EdFed, it gets simpler to understand your loan options. We help you understand the process.

Here’s how the PLUS Loan process works:

1. Complete the FAFSA
Though it is not essential, but we suggest you complete the Free Application for Federal Student Aid (FAFSA) before you apply for PLUS loan.

2. Conduct a No-Obligation Credit Check with us
An immediate no-obligation credit check is done at EdFed to check whether you qualify for the PLUS Loan program. Apply online or take the guidance of Education Finance Specialist at (800) 821-5659.

3. Secure your Pre-Approval
EdFed Second Chance Program helps you understand why the approval was not granted initially and also suggest ways to resolve any credit issues.

4. Complete your application and receive your funds
The loan application is submitted after the pre-approval. It is then certified by the school's Financial Aid Office and forwarded to the Disbursing Agent for final approval, guarantee and disbursement. The loan funds are generally received at the beginning of each school term.

5. Call us!
For any queries that you may have throughout the PLUS Loan process, you can contact our expert loan specialists. For any questions please email us or call (800) 821-5659.

If you have any questions about PLUS Loans, please email us or call (800) 821-5659 to talk to an expert loan advisor.

How EdFed Helped others!
EdFed helped me out a lot! My student loan balance was not as high as most of my friends, so I didn't even know if consolidating would be worth my time. The loan counselors at EdFed really explained the benefits of consolidating and took the time to do a comparison of my total loan costs with and without consolidating. Even though my loan balance was not large, my monthly payments were reduced by almost 50% through my EdFed loan consolidation! This provided a lot of relief. Now, I know I can make my student loan payments, and I still have plenty of money to do the things I want to. Thank you, EdFed, for walking me through this process.
- Rochelle G.  Chicago, IL
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Student Loan Consolidation Info - How to Choose the Right Loan Company

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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

read more
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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One reason why borrowers fail to begin a federal loan consolidation application is that they are afraid they will not qualify. You need not worry; there are no credit checks or income verifications for our consolidation loans.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
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