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PLUS Loans make you eligible for tax benefits. You may be eligible for a federal income-tax deduction. $2,500 is the maximum education loan interest deduction. There are conditions like income limits that apply to the education loan interest deduction. Your tax advisor will be able to guide you.

Deducting Student Loan Interest
Till 2001 taxpayers were able to deduct student loan interest during the first 60 months of repayment on a student loan. It used to depend on the amount of income earned. From 2002, limit was eliminated and hence you may be entitled to deduct interest regardless of the age of your loan.

You can order IRS Publication 970, "Tax Benefits for Higher Education", or contact your Tax Advisor for additional information.



For any queries on PLUS Loans, please email us or call (800) 821-5659.


How EdFed Helped others!
GREAT! That is the one word that would describe my experience with EdFed. I had an outstanding balance of over $100,000 in loans from medical school and they helped me save tens of thousands of dollars with their payment incentives. Thanks EdFed.
- Ellen R.  Cambridge, MA
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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

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CONSOLIDATION NEWS
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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One of the most common reasons college graduates hesitate to consolidate their federal loans is they do not understand the huge benefits of doing so. Browse this site to learn more about the benefits of consolidation.
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