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Now is the Time to Consolidate!
By Brooke Heath
You've been putting off consolidating your federal student loans. You know that you should, and you've had a nagging feeling for a while now telling you to just do it. But if you procrastinate much longer, your chance to save thousands of dollars with EdFed's borrower benefits may be gone! Now is the time to consolidate your federal student loans!

The government is pushing through legislation that will lead to the elimination of great borrower benefits for federal programs, like EdFed's 1.25% interest-rate reduction! But if you act before the October 1 deadline, you will still have the opportunity to receive these incredible benefits!

The New Legislation

Known as the College Cost Reduction and Access Act of 2007, this new legislation will cut about $21 billion from the Federal Family Education Loan (FFEL) Program, which EdFed is a part of. This budget cut will affect EdFed, as it may lead to the elimination of our borrower benefits after October 1.

EdFed's Borrower Benefits

Currently, EdFed offers borrower benefits that can reduce the interest rate on your federal consolidation by as much as 1.25%. However, after the October 1 deadline, this may no longer be the case. That is why you need to act now and begin your federal student loan consolidation with EdFed!

By acting now, you can take advantage of these great borrower benefits:
  • An immediate 0.25% interest-rate reduction when you sign up for our automated debit payment program

  • An additional 1.00% interest-rate reduction after 36 consecutive on-time payments
To save you as much as possible, we guarantee that once you have earned our borrower benefits, they cannot be lost or revoked, regardless of the situation! EdFed guarantees them for the life of your consolidation! None of our competitors can make the same claim. However, after October 1, these great benefits may no longer be available!

Now is the Time

With the deadline to provide our borrowers these amazing benefits quickly approaching, you need to act now! This will ensure that you have the best opportunity to receive our borrower benefits and, therefore, potentially save thousands of dollars over the life of your loan. Beginning a federal consolidation application with EdFed today will give you the best chance to receive the money-saving benefits that you deserve!

EdFed—America's Top Student Loan Consolidator

As America's top student loan consolidator, our priority is you, our borrowers. We want to ensure that you receive the assistance you need to manage your student loan debt while saving as much as possible on your loans. EdFed has a track record of helping its borrowers do both, saving them thousands of dollars over the lives of their loans through its federal borrower benefits program.

Begin Your Consolidation Application Now!

Again, because time is limited to receive these benefits, the time to act is now! Call 800-821-5659 to begin your federal loan consolidation application!


Article Title : Now is the Time to Consolidate!
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How EdFed Helped others!
The first time I called in I spoke with a loan consultant immediately. The service and help I received was incomparable. The representative that I spoke with was knowledgeable and able to answer all of my questions. She even took me through each step of the application. She was extremely friendly and I thank her deeply for helping me through the consolidation process.
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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

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