Don't carry your credit cards with you unnecessarily. If you get robbed, or a thief steals your purse at the movies, at least they'll only get your bag, but not all of your credit information.
Purchase identity theft insurance. This insurance reimburses your for your out of pocket expenses like time lost on the job, mailing costs, and even sometimes the expense of having a lawyer to clean up the mess that an identity thief has created. There are a number of companies that offer identity theft insurance, such as American Express, American International Group (AIG), Farmer's, and Traveler's Insurance.
If you are victimized by identity theft—and it does affect as many as 10 million Americans each year—make sure you notify all the credit bureaus immediately. They can put an alert on your credit file and that will freeze it for the time being so that no one else that can open up unauthorized accounts without your permission.
You should also contact your local police department. Report what happened, and do not be shy about it at all because it could be the case that somebody in your general vicinity or your region is victimizing other people as well. Your tips might help the local police department crack the case.
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How EdFed Helped others!
The loan representative handling my loan was extremely aggressive in following up on a consolidation application I started. And I'm thankful for that. Because of all the reminders, and the convenience of pre-paid FedEx envelopes, I'm sending my application back and will save lots of money. Thanks for not forgetting about me.
- Johnny K. Pittsburg, PA
Student Loan Consolidation Info - How to Choose the Right Loan Company
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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.
The only requirements for consolidation are that you have at least $7,500 in eligible loans, are out of school, have not yet consolidated, and are not in default with your current lenders—there are no credit checks.