Don't be so quick to buy the latest brand name clothes either. Who knows if that dress you're wearing is a designer label or a knock off from H&M anyway? By the way, when you're out shopping, avoid signing up for those store credit cards just to get a so-called savings of 10% or 20%. These cards not only carry very high interest rates, often around 20%, they can also lower your credit score.
To avoid paying full retail price for your clothes you can do a number of things:
Shop at outlets or discount stores.
Wait until the item goes on sale.
Bargain or try to haggle (in thrift shops, flea markets, some boutiques and specialty stores). A few strategies to help you haggle: Offer to pay cash instead of credit, point out any flaws in the clothing, or just make it look like you're ready to walk out the door.
At, EdFed, we proudly introduce 'articles on student loans' and 'Learnal - the journal to learn from', our free newsletter on student loan management, which is sure to keep you informed of the latest events and happenings in the student loan market. To receive your copy of the above just use the RSS feed below and add this to your "My Yahoo", blogs, newstickers, and other similar channels accepting distributable content.
Click here to sign up for our Weekly Newswire now!
How EdFed Helped others!
Thanks for taking such consistently fine care of me on the consolidation process. - Jason C. Richmond, VA
Student Loan Consolidation Info - How to Choose the Right Loan Company
The Career Resources column is presented by Granted, America's leading job search engine dedicated to getting people jobs.
Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.
As a result of the new, higher interest rates, someone with $20,000 in student loans can expect to pay around $5,000 more in added interest over the life of the loan. Borrower benefits can help you reduce your interest rate before you pay these added charges.