Don't be so quick to buy the latest brand name clothes either. Who knows if that dress you're wearing is a designer label or a knock off from H&M anyway? By the way, when you're out shopping, avoid signing up for those store credit cards just to get a so-called savings of 10% or 20%. These cards not only carry very high interest rates, often around 20%, they can also lower your credit score.
To avoid paying full retail price for your clothes you can do a number of things:
Shop at outlets or discount stores.
Wait until the item goes on sale.
Bargain or try to haggle (in thrift shops, flea markets, some boutiques and specialty stores). A few strategies to help you haggle: Offer to pay cash instead of credit, point out any flaws in the clothing, or just make it look like you're ready to walk out the door.
At, EdFed, we proudly introduce 'articles on student loans' and 'Learnal - the journal to learn from', our free newsletter on student loan management, which is sure to keep you informed of the latest events and happenings in the student loan market. To receive your copy of the above just use the RSS feed below and add this to your "My Yahoo", blogs, newstickers, and other similar channels accepting distributable content.
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How EdFed Helped others!
The bottom line is EdFed saved me thousands of dollars on my federal student loans. I had already consolidated most of my federal loans through another company, and I thought I was done. I didn't realize I needed to do another consolidation until my Loan Specialist at EdFed explained my interest rates and their borrower benefits. I knew I
couldn't go wrong by choosing EdFed. Their payment incentives will save me over $30,000 on my federal student loans. Thank you EdFed.
- Mark W. San Antonio, TX
Student Loan Consolidation Info - How to Choose the Right Loan Company
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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.