Don't be so quick to buy the latest brand name clothes either. Who knows if that dress you're wearing is a designer label or a knock off from H&M anyway? By the way, when you're out shopping, avoid signing up for those store credit cards just to get a so-called savings of 10% or 20%. These cards not only carry very high interest rates, often around 20%, they can also lower your credit score.
To avoid paying full retail price for your clothes you can do a number of things:
Shop at outlets or discount stores.
Wait until the item goes on sale.
Bargain or try to haggle (in thrift shops, flea markets, some boutiques and specialty stores). A few strategies to help you haggle: Offer to pay cash instead of credit, point out any flaws in the clothing, or just make it look like you're ready to walk out the door.
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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.