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On College Financial Aid and Budgeting Guidelines
One of the difficult parts in entering college is the financial aspect. The rising tuition fees is endless. But there's hope for everyone. There are many suitable scholarships at inexpensive but quality schools.

Here are some pieces of advice:
  • Avail of a school financial assistance

  • List down all payment dues and pay on time

  • Be prudent

  • Refrain from buying unnecessary things

  • Be knowledgeable of numerous family and education programs
Many financial assistances are within reach to college students. One of them is grants. Grants, like scholarship, need not be repaid. A good number of universities and schools offer this. Exams and interviews are prerequisites to qualify. Scholars must maintain good or above average grades to maintain their grants.

Full scholarship deducts one hundred percent off in the tuition fee (it's free!). The scholar only need to settle the miscellaneous fees. Some colleges also shoulder the miscellaneous. Half scholarship offers fifty percent off in the tuition fees. Government, private agencies, or institutional scholarships are amongst major educational financers.

Loans on other hand are money lent with interest when paid back. Loaned money is used to pay tuition fees, buy books and other requirements for school. You can borrow money from lending institutions and organizations. Private lenders and the government basically offer the same interest rates.

Categories of Financial Aid:
  • • Need-based. Financial aid is determined according to a family's living standard and financial situation.

  • • Merit-based. Financial aid is determined by a student's academic, artistic or athletic skills.
It is important to be aware that it costs significantly more to provide a high quality education than the tuition fees you're paying. Financial aid programs support students whose family or personal resources lack sufficient funds to meet their schooling's monetary obligation. Any student who requires financial support other than family and personal resources will find these scholarship and financial assistance extremely valuable.

Many organizations work closely with the students to have a clearer understanding of the available manifold funding sources. Also, students who need monetary assistance are encouraged to utilize the guidelines and apply at non-school sources too.

Budgeting Guidelines for College Students in Need of Financial Assistance
  • Live with parents.

  • Search and compare apartments or lodging homes. Consider the security, convenience, and cost of the apartment.

  • Instead of hiring professional movers, ask for help from your family and friends in case you need to move.

  • Take advantage of shopping mall sales rather than purchasing brand new merchandise.

  • Watch for discounts. Be wise.

  • Keep utility bills at a minimum. Use efficient energy light bulbs. Turn off faucet when not in use.

  • Keep a saving account.

  • Avoid carrying large bills to minimize impulsive buying.


Article Title : On College Financial Aid and Budgeting Guidelines
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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

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Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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