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Stafford loans are one of the most commonly used student loans with low interest and are available for undergraduates, graduates and professional students. These loans are either subsidized or unsubsidized.

Benefits of a Stafford Loan with EdFed
  • You'll get a low, 6.8-percent interest rate.
  • Your repayment won't begin until 6 months after you leave school.
  • You do not need to have your credit checked.
  • Depending on what school you attend, you may not be charged an origination fee.
Stafford Loan Maximum Annual Amounts

Dependent Undergraduate Independent Undergraduate Graduate or Professional
Level
Graduate Medical Level
1st Year
2nd Year
3rd Year and Higher
$2,625 Subsidized $2,625 Subsidized $8,500 Subsidized $8,500 Subsidized
$4,000 Unsubsidized $10,000 Unsubsidized $30,000 Unsubsidized
$3,500 Subsidized $3,500 Subsidized $8,500 Subsidized $8,500 Subsidized
$4,000 Unsubsidized $10,000 Unsubsidized $30,000 Unsubsidized
$5,500 Subsidized $5,500 Subsidized $8,500 Subsidized $8,500 Subsidized
$10,000 Unsubsidized $10,000 Unsubsidized $30,000 Unsubsidized


You may email us your queries or call us at (800) 821-5659 to talk to an expert loan advisor.

Especially for North Dakota residents:

Subsequent to the licensing needs of N.D.C.C Chapter 13-04.01 Money Broker Act of North Dakota, Education Lending Group, Inc., ("EDLG") its subsidiaries and affiliates, are not able to pursue lending relationships with residents of that state. This includes telephone, mail or internet solicitations. We recommend that residents of the state of North Dakota contact their current lender of record for student loan products and services.


How EdFed Helped others!
EdFed reduced my interest rate by a substantial amount. I can rest assured knowing that the rising of interest rates will not affect me. I am satisfied to say that they saved me $231 on my monthly payments and I would definitely recommend them to anyone looking to consolidate their loans.
- Clint W.  New Orleans, LA
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CONSOLIDATION NEWS
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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Loan Balance Stafford Rate
$ %
Mo. Payments:
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Tot Payments:
Tot Int. Paid:
Federal loan consolidations are guaranteed by the government, and they carry the same protections and benefits as your federal student loans.
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Thursday, September 2, 2010 at 1:00 PM PDT.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
© Copyright 2010 EdFed. All Rights Reserved.

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