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Stafford loans are one of the most commonly used student loans with low interest and are available for undergraduates, graduates and professional students. These loans are either subsidized or unsubsidized.

Benefits of a Stafford Loan with EdFed
  • You'll get a low, 6.8-percent interest rate.
  • Your repayment won't begin until 6 months after you leave school.
  • You do not need to have your credit checked.
  • Depending on what school you attend, you may not be charged an origination fee.
Stafford Loan Maximum Annual Amounts

Dependent Undergraduate Independent Undergraduate Graduate or Professional
Level
Graduate Medical Level
1st Year
2nd Year
3rd Year and Higher
$2,625 Subsidized $2,625 Subsidized $8,500 Subsidized $8,500 Subsidized
$4,000 Unsubsidized $10,000 Unsubsidized $30,000 Unsubsidized
$3,500 Subsidized $3,500 Subsidized $8,500 Subsidized $8,500 Subsidized
$4,000 Unsubsidized $10,000 Unsubsidized $30,000 Unsubsidized
$5,500 Subsidized $5,500 Subsidized $8,500 Subsidized $8,500 Subsidized
$10,000 Unsubsidized $10,000 Unsubsidized $30,000 Unsubsidized


You may email us your queries or call us at (800) 821-5659 to talk to an expert loan advisor.

Especially for North Dakota residents:

Subsequent to the licensing needs of N.D.C.C Chapter 13-04.01 Money Broker Act of North Dakota, Education Lending Group, Inc., ("EDLG") its subsidiaries and affiliates, are not able to pursue lending relationships with residents of that state. This includes telephone, mail or internet solicitations. We recommend that residents of the state of North Dakota contact their current lender of record for student loan products and services.


How EdFed Helped others!
My private loans had a 15% interest rate and I had called EdFed to see what they can do for me. The woman that I was working with started an application for me and ran my credit to see what my interest rate would be and its actually 8.6% I was so happy. Thank you for your help.
- Kathryn B.  Atlanta, GA
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CONSOLIDATION NEWS
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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CALCULATORS
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Stafford Loans
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Loan Information

Loan Balance Stafford Rate
$ %
Mo. Payments:
#of Payments:
Tot Payments:
Tot Int. Paid:
Forbearance is a temporary postponement or reduction of the payments on your consolidation loan for a period of time due to financial difficulty.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
© Copyright 2012 EdFed. All Rights Reserved.

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