College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

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Stafford loans are one of the most commonly used student loans with low interest and are available for undergraduates, graduates and professional students. These loans are either subsidized or unsubsidized.

Benefits of a Stafford Loan with EdFed
  • You'll get a low, 6.8-percent interest rate.
  • Your repayment won't begin until 6 months after you leave school.
  • You do not need to have your credit checked.
  • Depending on what school you attend, you may not be charged an origination fee.
Stafford Loan Maximum Annual Amounts

Dependent Undergraduate Independent Undergraduate Graduate or Professional
Graduate Medical Level
1st Year
2nd Year
3rd Year and Higher
$2,625 Subsidized $2,625 Subsidized $8,500 Subsidized $8,500 Subsidized
$4,000 Unsubsidized $10,000 Unsubsidized $30,000 Unsubsidized
$3,500 Subsidized $3,500 Subsidized $8,500 Subsidized $8,500 Subsidized
$4,000 Unsubsidized $10,000 Unsubsidized $30,000 Unsubsidized
$5,500 Subsidized $5,500 Subsidized $8,500 Subsidized $8,500 Subsidized
$10,000 Unsubsidized $10,000 Unsubsidized $30,000 Unsubsidized

You may email us your queries or call us at (800) 821-5659 to talk to an expert loan advisor.

Especially for North Dakota residents:

Subsequent to the licensing needs of N.D.C.C Chapter 13-04.01 Money Broker Act of North Dakota, Education Lending Group, Inc., ("EDLG") its subsidiaries and affiliates, are not able to pursue lending relationships with residents of that state. This includes telephone, mail or internet solicitations. We recommend that residents of the state of North Dakota contact their current lender of record for student loan products and services.

How EdFed Helped others!
I had been interested in consolidating my student loans for a while when I was contacted by a loan representative from EdFed. She was able to tell me what my interest rate would be and how much I would save. She explained everything in detail and I recommend calling to see what they can do for you.
- Sean R.  Colorado Springs, CO
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Student Loan Consolidation Info - How to Choose the Right Loan Company

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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

read more
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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Stafford Loan Payment Calculator
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Stafford Loans
Borrower Benefits
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Loan Information

Loan Balance Stafford Rate
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Mo. Payments:
#of Payments:
Tot Payments:
Tot Int. Paid:
While you are attending school and after you graduate, be sure to establish and protect your good credit rating. Make all loan and other payments on time; use cash instead of credit cards; and monitor your spending habits.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
© Copyright 2021 EdFed. All Rights Reserved.

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