College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Provider

Stafford loans are one of the most commonly used student loans with low interest and are available for undergraduates, graduates and professional students. These loans are either subsidized or unsubsidized.

Benefits of a Stafford Loan with EdFed
  • You'll get a low, 6.8-percent interest rate.
  • Your repayment won't begin until 6 months after you leave school.
  • You do not need to have your credit checked.
  • Depending on what school you attend, you may not be charged an origination fee.
Stafford Loan Maximum Annual Amounts

Dependent Undergraduate Independent Undergraduate Graduate or Professional
Graduate Medical Level
1st Year
2nd Year
3rd Year and Higher
$2,625 Subsidized $2,625 Subsidized $8,500 Subsidized $8,500 Subsidized
$4,000 Unsubsidized $10,000 Unsubsidized $30,000 Unsubsidized
$3,500 Subsidized $3,500 Subsidized $8,500 Subsidized $8,500 Subsidized
$4,000 Unsubsidized $10,000 Unsubsidized $30,000 Unsubsidized
$5,500 Subsidized $5,500 Subsidized $8,500 Subsidized $8,500 Subsidized
$10,000 Unsubsidized $10,000 Unsubsidized $30,000 Unsubsidized

You may email us your queries or call us at (800) 821-5659 to talk to an expert loan advisor.

Especially for North Dakota residents:

Subsequent to the licensing needs of N.D.C.C Chapter 13-04.01 Money Broker Act of North Dakota, Education Lending Group, Inc., ("EDLG") its subsidiaries and affiliates, are not able to pursue lending relationships with residents of that state. This includes telephone, mail or internet solicitations. We recommend that residents of the state of North Dakota contact their current lender of record for student loan products and services.

How EdFed Helped others!
Thank you so much EdFed for handling my student loan consolidation, Your customer service team helped me through the E-sign process and I didn't have to deal with the hassle of snail mail and paper work. I definitely recommend you to friends and family.
- Mark C.  Cincinnati, OH
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Student Loan Consolidation Info - How to Choose the Right Loan Company

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Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

read more
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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Stafford Loan Payment Calculator
PLUS Loan Payment Calculator
Loan Consolidation Payment Calculator
Stafford Loans
Borrower Benefits
The Process
Tax Benefits
Loan Information

Loan Balance Stafford Rate
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Mo. Payments:
#of Payments:
Tot Payments:
Tot Int. Paid:
It is extremely important to continue to make all of your regular payments on the loans that you have selected to consolidate until you receive your new Loan Consolidation Disclosure Statement and Repayment Schedule from your new loan servicer.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
© Copyright 2021 EdFed. All Rights Reserved.

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