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Stafford loans are one of the most commonly used student loans with low interest and are available for undergraduates, graduates and professional students. These loans are either subsidized or unsubsidized.
Benefits of a Stafford Loan with EdFed
- You'll get a low, 6.8-percent interest rate.
- Your repayment won't begin until 6 months after you leave school.
- You do not need to have your credit checked.
- Depending on what school you attend, you may not be charged an origination fee.
Stafford Loan Maximum Annual Amounts
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| Dependent Undergraduate |
Independent Undergraduate |
Graduate or Professional
Level |
Graduate Medical Level |
|
| 1st Year |
| 2nd Year |
| 3rd Year and Higher |
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| $2,625 Subsidized |
$2,625 Subsidized |
$8,500 Subsidized |
$8,500 Subsidized |
| $4,000 Unsubsidized |
$10,000 Unsubsidized |
$30,000 Unsubsidized |
| $3,500 Subsidized |
$3,500 Subsidized |
$8,500 Subsidized |
$8,500 Subsidized |
| $4,000 Unsubsidized |
$10,000 Unsubsidized |
$30,000 Unsubsidized |
| $5,500 Subsidized |
$5,500 Subsidized |
$8,500 Subsidized |
$8,500 Subsidized |
| $10,000 Unsubsidized |
$10,000 Unsubsidized |
$30,000 Unsubsidized |
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You may email us your queries or call us at (800) 821-5659 to talk to an expert loan advisor.
Especially for North Dakota residents:
Subsequent to the licensing needs of N.D.C.C Chapter 13-04.01 Money Broker Act of North Dakota, Education Lending Group, Inc., ("EDLG") its subsidiaries and affiliates, are not able to pursue lending relationships with residents of that state. This includes telephone, mail or internet solicitations. We recommend that residents of the state of North Dakota contact their current lender of record for student loan products and services.
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How EdFed Helped others! |
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Shoot for the moon. Even if you miss it, you will land among the stars.