College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Provider




Applying for a student loan or loan consolidation is easy with EdFed. We offer a complete solution for all your student loan needs. You can apply online, by phone or by mail.

STAFFORD LOAN
Stafford Loans are federally guaranteed loans available to both undergraduate & graduate students that offer low interest rates and deferred payment options. There are two types of Stafford Loans—subsidized and unsubsidized.



Apply for a Stafford Loan Online
Our online application is easy and only takes a few minutes to complete.

Apply for a Stafford Loan by Phone
Speak with an expert loan advisor at (800) 821-5659, seven days a week, to complete your application.

Apply for Stafford Loan by Mail

Download Stafford Loan Application PDF

Complete the Stafford Loan application. If you have any questions, call us at (800) 821-5659 and an Education Finance specialist will assist you in completing the application.

When you have completed the application, mail it to us at:

EdFed
175 S. Lake Ave. #200
Pasadena, CA 91101-2604

PLUS LOANS
Parent Loans for Undergraduate Students are low-interest federal college loans that allow parents to fund up to 100% of the cost of your student’s education, including tuition, room, board and supplies.



Apply for a PLUS Loan Online
Our online application provides instant pre-approval and only takes a few minutes to complete.

Apply for a PLUS Loan by Phone
Speak with an expert loan advisor at (800) 821-5659, seven days a week, for your no-obligation eligibility check and application.

Apply for PLUS Loan by Mail

Download PLUS Loan Application PDF

Complete the PLUS Loan application. If you have any questions, call us at (800) 821-5659 and an expert loan advisor will assist you in completing the application.

When you have completed the application, mail it to us at:

EdFed
175 S. Lake Ave. #200
Pasadena, CA 91101-2604

FEDERAL LOAN CONSOLIDATION
Loan consolidation allows you to consolidate all or some of your outstanding school loans into a single new consolidation loan at a low, fixed intrest rate which can cut your monthly payments by as much as 57%.



Apply for a Federal Loan Consolidation Online
Our online application is easy and only takes a few minutes to complete.


Apply for a Federal Loan Consolidation by Phone
Call us at (800) 821-5659 and an expert loan advisor will assit in completing your federal student loan application over the phone.

Apply for Federal Loan Consolidation by Mail

Download the federal loan consolidation application in a PDF format to print, fill it out completely and mail to us at:

EdFed
175 S. Lake Ave. #200
Pasadena, CA 91101-2604

PRIVATE LOANS
Private Tuition Loans are available to help students cover education expenses which exceed other available financial aid assistance, such as grants, scholarships and FFELP loans (Stafford and PLUS). Our Private Tuition Loans are designed to assist graduate students including law, medical, and healthcare professionals.



Apply for a Private Loan by Phone
Speak with an expert loan advisor at (800) 821-5659, seven days a week, for your no-obligation eligibility check and application.

PRIVATE LOAN CONSOLIDATION
With private loan consolidation, you can combine all your private loans into one, with one easy monthly payment.



Apply for private loan consolidation by Phone
Speak with an expert loan advisor at (800) 821-5659, seven days a week, for your no-obligation eligibility check and application.



How EdFed Helped others!
Working toward graduation was hard enouph for me. When I heard about consolidation I thought it was just one more thing on my list of things to do. EdFed made it easy for me when I got some information in the mail. I called in and had my application filled in and signed in 15 minutes. That's less ime than it takes me to walk to class!
- Ryan P.  New York, NY
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CONSOLIDATION NEWS
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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Scholarship Search
As a result of the new, higher interest rates, someone with $20,000 in student loans can expect to pay around $5,000 more in added interest over the life of the loan. Borrower benefits can help you reduce your interest rate before you pay these added charges.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
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