College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Provider

EdFed is here to guide you through every step of financing your education and inform you about the financial aid process. We offer a variety of flexible loan programs that provide affordable financing solutions for all of your college posts.

Stafford Loans

Stafford Loans are guaranteed loans for undergraduates as well as graduates with low interest and a longer period of time. Subsidized and unsubsidized are the two types of the loan.

Find out more | Apply now!

Private Loans

EdFed helps you in covering the difference between education costs and you scholarships,grants , work- programs and federal student loans.

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PLUS Loans

PLUS loans are low-interest rate education loans that fund up to 100%. This includes tuition,room,board and supplies.

Find out more | Apply now!

In-School Loan Consolidation

The interest rates on all federal student loans are rising in the near future. EdFed offers in-school loan consolidation, allowing you to beat the upcoming rate increase, lock in your current low interest rate and save thousands over the life of your student loans.

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Directory of Schools

Scholarship Search
EdFed databank contains 8000 programs that distribute 150,000 awards to undergraduates and postgraduates worth a total of more than $35 million.

The Financial Aid Process
Learn all the steps needed to apply for financial aid. Our outline will take you through the entire process in an easy-to-follow format.

Planning Calendar
Take the print out of this to follow step by step to make your financial aid process easier.

Find out about your expected monthly payments on your loans.

Glossary of Terms
Confused about financial aid? EdFed simplifies things by defining all the words you need to know to apply for financial aid and manage your education loans.

Read EdFed’s helpful articles on planning for school, paying for school, and managing your finances.

Frequently Asked Questions
Find answers to all your questions about paying for school.

How EdFed Helped others!
I kept putting off consolidating my student loans until I graduated. Then I saw that EdFed encouraged me to start an application at least 6 months before graduation so that I could reserve my consolidation. I called and had my application signed in less than 15 minutes.
- Alisha P.  Salt Lake City, Ut
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Student Loan Consolidation Info - How to Choose the Right Loan Company

This column is sponsored by Granted, America's top job search engine. The Career Resources column is presented by Granted, America's leading job search engine dedicated to getting people jobs.

Education is one of the most basic right of any human, but with the increase in prices and the costs involved in education this has made these rights turn into a privilege which very few can enjoy. Any normal person today in the whole of United States has to take an education loan at one point of time to pay for their education fees.

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Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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Loan Information

Loan Balance Stafford Rate
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With EdFed's borrower benefits, you can obtain an interest rate as low as 5.375%!
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
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