College Loan Consolidation, Federal Loan Consolidation, Private Loan Consolidation, Student Loan Consolidation

America's Top Student Loan Provider






EdFed is here to guide you through every step of financing your education and inform you about the financial aid process. We offer a variety of flexible loan programs that provide affordable financing solutions for all of your college posts.

Stafford Loans

Stafford Loans are guaranteed loans for undergraduates as well as graduates with low interest and a longer period of time. Subsidized and unsubsidized are the two types of the loan.

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Private Loans

EdFed helps you in covering the difference between education costs and you scholarships,grants , work- programs and federal student loans.

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PLUS Loans

PLUS loans are low-interest rate education loans that fund up to 100%. This includes tuition,room,board and supplies.

Find out more | Apply now!

In-School Loan Consolidation

The interest rates on all federal student loans are rising in the near future. EdFed offers in-school loan consolidation, allowing you to beat the upcoming rate increase, lock in your current low interest rate and save thousands over the life of your student loans.

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Directory of Schools

Scholarship Search
EdFed databank contains 8000 programs that distribute 150,000 awards to undergraduates and postgraduates worth a total of more than $35 million.

The Financial Aid Process
Learn all the steps needed to apply for financial aid. Our outline will take you through the entire process in an easy-to-follow format.

Planning Calendar
Take the print out of this to follow step by step to make your financial aid process easier.

Calculators
Find out about your expected monthly payments on your loans.

Glossary of Terms
Confused about financial aid? EdFed simplifies things by defining all the words you need to know to apply for financial aid and manage your education loans.

Articles
Read EdFed’s helpful articles on planning for school, paying for school, and managing your finances.

Frequently Asked Questions
Find answers to all your questions about paying for school.


How EdFed Helped others!
Working toward graduation was hard enouph for me. When I heard about consolidation I thought it was just one more thing on my list of things to do. EdFed made it easy for me when I got some information in the mail. I called in and had my application filled in and signed in 15 minutes. That's less ime than it takes me to walk to class!
- Ryan P.  New York, NY
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CONSOLIDATION NEWS
Schools Will No Longer Receive Paper FAFSA Forms
(September 20, 2007)

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CALCULATORS
Stafford Loan Payment Calculator
PLUS Loan Payment Calculator
Loan Consolidation Payment Calculator
Loan Information

Loan Balance Stafford Rate
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One of the most common reasons college graduates hesitate to consolidate their federal loans is they do not understand the huge benefits of doing so. Browse this site to learn more about the benefits of consolidation.
US School Directory
Comprehensive List of Schools at which EdFed Assists Students.
EdFed is a FFELP lender with lender identification number 834241.
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